Saving Painlessly

Personally, saving money has always been something that was difficult to do. Just starting to save when I had no saving to begin with, seemed like an impossible task. And just like most people I know, once I started saving—which was about 3% of my income—I never thought much about how much I was saving for a long … Read more

Planning For The New Year With Last Year’s Income

The end of the year is a very financially stressful time in the Broke Architect household. It is not from any pressure to lavish our friends and family with incredible gifts. What stresses us out are the various financial decisions that need to be made during this time of the year, due to the major impact these decisions … Read more